Last night, a huge storm dumped buckets of rain and hail on your roof, and now you are looking at the swiss cheese that remains. How very convenient that you've seen several roofing company trucks riding through your neighborhood talking to your neighbors, right? Here comes one pulling into your yard right now. The gentleman (well, it IS a guy, and he looks like he's been on a roof or two already, so he MUST be a good roofer, right?) tells you that it looks like you have stor
Often when your home experiences a damaging event, your insurance agent will encourage you to get quotes from different restoration companies. We have discussed before how you do not have to get three estimates in order for the insurance company to pay your claim. But if you have different estimates sitting in front of you, how do you decide which company to repair your home? Most people would say use the company that gives the lowest price. However, even if you've compared t
It's 2am, and you wake up to the sound of water splashing. Uh-oh. A collection of scenarios runs through your mind and you rank each silently from awful to more awful. Well, it could be your 3 year-old woke up and decided to brush his teeth. That's not great, but it's probably a much more desireable scenario than a busted water heater or an overflowing toilet. Oh no. It's overflowing toilet. And you're barefoot. After you stop the water running and mop up the six or so inches
We've helped you with your BIG projects for over 30 years, now let us help you with your small projects! It happens to all of us at one time or another -- the kids open the door a little too enthusiastically and punch a hole in the wall, the kitchen faucet starts wobbling, or you can't get your husband to install those shelves in your closet. How many times have you walked into your home after a long day at work and seen DOZENS of potential home improvement projects, the thou
My home is not safe to sleep in tonight. What now? There aren't many things more terrifying than losing your home in a fire. A large portion of your belongings are kept in your home, and now you are without them. You may have lost all of your clothing, toiletries, keepsakes, and important papers. What do you do now? The first thing you have to think about is where you are going to sleep. If your home was partially or fully damaged in a fire, it is probably not safe to stay in
Cold Weather Ahead! You wake up one frosty January morning, regretting installing that cold tile in your bathroom, but also looking forward to a hot steamy shower. You turn the knob, and nothing happens. Oops. Now you remember the weatherman saying on the news last night that the temperature was going to drop dramatically overnight, and to take precautions against frozen pipes. Oops again. If You Could Time-Travel What could you have done to prevent this terrible predicament?
Have you had damage to your home recently due to storms or other events, such as a falling tree? Your insurance company may suggest getting multiple estimates to find the best price for repairs. Their reasoning is simple: they want to pay the lowest price for the same job — it’s how they stay in business. As far as your checkbook is concerned, you’re only paying the deductible, so it doesn’t matter what it costs, right? Not exactly — you do still have to pay your premium to t